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In Denver & Boulder, Colorado

Buyers Tips

Grants

Someone contacting you and claiming you have been awarded a government grant that you did not apply for is the same as someone claiming you won a lottery or sweepstakes that you did not enter. The caller will likely seek financial information in an effort to get money from you, not award money to you.

Also, watch out for phrases like "free grant money." Grants do not have to be repaid; thus there is no need to use the word "free." Organizations do not usually give out grants for personal debt consolidation, or to pay for other personal needs. Grants are usually given only to serve a social good, such as bringing jobs to an area, training under-employed youth, preserving a bit of history, etc.

Know that you can research whether or not any government money is due to you by visiting www.grants.gov. You do not need a third-party company to research and handle the claim process for you.

Always remember to check out any company you plan to do business with by contacting your BBB. Be wary if you are asked to provide money up-front to an unknown company before the company will provide the services promised.

If you are having financial problems, there are local non-profit credit counseling with counseling services who may be able to assist you with your problem at no charge or minimal charge.

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